Damac · Dubai Harbour · handover Q3 2027
Damac Bay payment plan
Damac Bay by Damac in Dubai Harbour, Dubai is sold on a 5/55/40 payment plan. On the cheapest unit, starting from AED 3.9M, that is AED 3.9M (100%) paid by handover in Q3 2027. Handover is 12 months away.
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The Damac Bay payment plan in dirhams
Payment plan as published by the developer
| Stage | Share |
|---|---|
| On Booking | 5% |
| During Construction | 55% |
| On Handover | 40% |
On the cheapest unit (1–5 BR, AED 3.9M)
| On Booking | AED 196,950 |
| During Construction | AED 2,166,450 |
| On Handover | AED 1,575,600 |
| Total (100%) | AED 3,939,000 |
| Months to handover | 12 |
Percentages as published by Damac. Dirham figures are those percentages applied to the published starting price of AED 3,939,000. Registration and other fees are not included.
The Damac Bay instalment schedule, line by line
Every instalment Damac publishes for Damac Bay, in order, with the charges listed alongside the plan.
Payment plan
Published by Damac
| Stage | Instalment | Share | On AED 3,939,000 |
|---|---|---|---|
| On Booking5% | On Booking | 5% | AED 196,950 |
| DLD feefee | 4% | AED 157,560 | |
| During Construction55% | 1 Month After Booking | 10% | AED 393,900 |
| 3 Months After Booking | 5% | AED 196,950 | |
| 4 Months After Booking | 1% | AED 39,390 | |
| 5 Months After Booking | 1% | AED 39,390 | |
| 6 Months After Booking | 1% | AED 39,390 | |
| 7 Months After Booking | 1% | AED 39,390 | |
| 8 Months After Booking | 6% | AED 236,340 | |
| 9 Months After Booking | 1% | AED 39,390 | |
| 10 Months After Booking | 1% | AED 39,390 | |
| 11 Months After Booking | 1% | AED 39,390 | |
| 12 Months After Booking | 1% | AED 39,390 | |
| 13 Months After Booking | 6% | AED 236,340 | |
| 14 Months After Booking | 1% | AED 39,390 | |
| 15 Months After Booking | 1% | AED 39,390 | |
| 16 Months After Booking | 1% | AED 39,390 | |
| 17 Months After Booking | 1% | AED 39,390 | |
| 18 Months After Booking | 1% | AED 39,390 | |
| 19 Months After Booking | 1% | AED 39,390 | |
| 20 Months After Booking | 6% | AED 236,340 | |
| 21 Months After Booking | 1% | AED 39,390 | |
| 22 Months After Booking | 1% | AED 39,390 | |
| 23 Months After Booking | 1% | AED 39,390 | |
| 24 Months After Booking | 1% | AED 39,390 | |
| 25 Months After Booking | 1% | AED 39,390 | |
| 26 Months After Booking | 3% | AED 118,170 | |
| On Handover | as published | 40% | AED 1,575,600 |
| Total of the plan | 100% | AED 3,939,000 | |
Lines marked fee (DLD fee) are charges the developer lists alongside the plan. They are paid on top of the price and are not part of the percentages above.
Instalments and charges as published by Damac; the dirham column applies each percentage to the published starting price of AED 3,939,000. Fixed charges are printed as published. Registration with the Land Department is shown separately below.
What each unit size pays at Damac Bay
The same plan, applied to the starting price Damac publishes for each size in the building.
| Unit | From | On Booking (5%) | During Construction (55%) | On Handover (40%) |
|---|---|---|---|---|
| 1 bedfrom 1,256 sq ft | AED 3,939,000 | AED 196,950 | AED 2,166,450 | AED 1,575,600 |
| 2 bedfrom 1,539 sq ft | AED 5,390,000 | AED 269,500 | AED 2,964,500 | AED 2,156,000 |
| 4 bedfrom 8,895 sq ft | AED 66,843,000 | AED 3,342,150 | AED 36,763,650 | AED 26,737,200 |
| 5 bedfrom 10,053 sq ft | AED 73,036,000 | AED 3,651,800 | AED 40,169,800 | AED 29,214,400 |
Starting price per size as published by Damac; each column is that size’s published starting price multiplied by the stage percentage above.
What it costs to register Damac Bay
The Dubai Land Department charges 4% of the purchase price to register the sale. It is paid to the Land Department, not to Damac and not to EZRE, and it sits outside the payment plan above. Administration, trustee and any developer charges are separate and are not shown here.
| Unit | From | Land Department 4% |
|---|---|---|
| 1 bed | AED 3,939,000 | AED 157,560 |
| 2 bed | AED 5,390,000 | AED 215,600 |
| 4 bed | AED 66,843,000 | AED 2,673,720 |
| 5 bed | AED 73,036,000 | AED 2,921,440 |
4% applied to each published starting price. The rate is the Dubai Land Department’s published registration fee and is not a figure from the register.
Everything else on Damac Bay
Damac Bay payment plan: questions buyers ask
- What is the payment plan for Damac Bay?
- Damac Bay by Damac is sold on a 5/55/40 plan: 5% on booking, 55% during construction, 40% on handover, as published by the developer.
- How much is the booking amount for Damac Bay?
- 5% of the price. On the cheapest unit at AED 3.9M that is AED 196,950.
- How much do I pay before I get the keys to Damac Bay?
- 100% of the price, the payment due on handover day included. On the cheapest unit at AED 3.9M that is AED 3.9M by handover in Q3 2027.
- Does Damac Bay have a post-handover payment plan?
- No. The published plan completes at handover in Q3 2027.
- What are the registration fees on Damac Bay?
- The Dubai Land Department charges 4% of the purchase price to register the sale. On the cheapest unit at AED 3.9M that is AED 157,560. It is paid to the Land Department, not to EZRE, and it sits outside the developer's payment plan. Administration, trustee and any developer charges are separate.
- When is the handover of Damac Bay?
- Damac publishes Q3 2027, which is 12 months from now.
Payment plans in Dubai Harbour
Damac payment plans
Other Damac payment plans
starting from
AED 3.9M
handover Q3 2027