Emaar · Al Kheeran · handover Q1 2028
Valo payment plan
Valo by Emaar in Al Kheeran, Abu Dhabi is sold on a 10/70/20 payment plan. On the cheapest unit, starting from AED 1.9M, that is AED 1.9M (100%) paid by handover in Q1 2028. Handover is 18 months away.
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The Valo payment plan in dirhams
Payment plan as published by the developer
| Stage | Share |
|---|---|
| On Booking | 10% |
| During construction | 70% |
| Upon Handover | 20% |
On the cheapest unit (2–3 BR, AED 1.9M)
| On Booking | AED 188,589 |
| During construction | AED 1,320,122 |
| Upon Handover | AED 377,178 |
| Total (100%) | AED 1,885,888 |
| Months to handover | 18 |
Percentages as published by Emaar. Dirham figures are those percentages applied to the published starting price of AED 1,885,888. Registration and other fees are not included.
The Valo instalment schedule, line by line
Every instalment Emaar publishes for Valo, in order, with the charges listed alongside the plan.
Payment Plan
Published by Emaar
| Stage | Instalment | Share | On AED 1,885,888 |
|---|---|---|---|
| On Booking10% | DLD Feefee | 4% | AED 75,436 |
| Oqood Feefee | fixed | AED 3,000 | |
| On Booking | 10% | AED 188,589 | |
| During construction70% | 1st Installment to 7th Installment | 7 × 10% | AED 188,589 each |
| Upon Handover | as published | 20% | AED 377,178 |
| Total of the plan | 100% | AED 1,885,888 | |
Lines marked fee (DLD Fee, Oqood Fee) are charges the developer lists alongside the plan. They are paid on top of the price and are not part of the percentages above.
Instalments and charges as published by Emaar; the dirham column applies each percentage to the published starting price of AED 1,885,888. Fixed charges are printed as published. Registration with the Land Department is shown separately below.
What each unit size pays at Valo
The same plan, applied to the starting price Emaar publishes for each size in the building.
| Unit | From | On Booking (10%) | During construction (70%) | Upon Handover (20%) |
|---|---|---|---|---|
| 1 bedfrom 752 sq ft | AED 1,885,888 | AED 188,589 | AED 1,320,122 | AED 377,178 |
| 2 bedfrom 1,186 sq ft | AED 2,900,888 | AED 290,089 | AED 2,030,622 | AED 580,178 |
| 3 bedfrom 1,810 sq ft | AED 4,342,888 | AED 434,289 | AED 3,040,022 | AED 868,578 |
Starting price per size as published by Emaar; each column is that size’s published starting price multiplied by the stage percentage above.
What it costs to register Valo
The Dubai Land Department charges 4% of the purchase price to register the sale. It is paid to the Land Department, not to Emaar and not to EZRE, and it sits outside the payment plan above. Administration, trustee and any developer charges are separate and are not shown here.
| Unit | From | Land Department 4% |
|---|---|---|
| 1 bed | AED 1,885,888 | AED 75,436 |
| 2 bed | AED 2,900,888 | AED 116,036 |
| 3 bed | AED 4,342,888 | AED 173,716 |
4% applied to each published starting price. The rate is the Dubai Land Department’s published registration fee and is not a figure from the register.
Everything else on Valo
Valo payment plan: questions buyers ask
- What is the payment plan for Valo?
- Valo by Emaar is sold on a 10/70/20 plan: 10% on booking, 70% during construction, 20% upon handover, as published by the developer.
- How much is the booking amount for Valo?
- 10% of the price. On the cheapest unit at AED 1.9M that is AED 188,589.
- How much do I pay before I get the keys to Valo?
- 100% of the price, the payment due on handover day included. On the cheapest unit at AED 1.9M that is AED 1.9M by handover in Q1 2028.
- Does Valo have a post-handover payment plan?
- No. The published plan completes at handover in Q1 2028.
- What are the registration fees on Valo?
- The Dubai Land Department charges 4% of the purchase price to register the sale. On the cheapest unit at AED 1.9M that is AED 75,436. It is paid to the Land Department, not to EZRE, and it sits outside the developer's payment plan. Administration, trustee and any developer charges are separate.
- When is the handover of Valo?
- Emaar publishes Q1 2028, which is 18 months from now.
Emaar payment plans
Other Emaar payment plans
starting from
AED 1.9M
handover Q1 2028



