Samana · Dubai Islands · handover Q4 2028
Samana Ocean Bay payment plan
Samana Ocean Bay by Samana in Dubai Islands, Dubai is sold on a 15/32/53 payment plan. On the cheapest unit, starting from AED 3.4M, that is AED 3.4M (100%) paid by handover in Q4 2028. Handover is 27 months away.
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The Samana Ocean Bay payment plan in dirhams
Payment plan as published by the developer
| Stage | Share |
|---|---|
| On booking | 15% |
| During Construction | 32% |
| Post Handover | 53% |
On the cheapest unit (2–3 BR, AED 3.4M)
| On booking | AED 509,500 |
| During Construction | AED 1,086,933 |
| Post Handover | AED 1,800,234 |
| Total (100%) | AED 3,396,667 |
| Months to handover | 27 |
Percentages as published by Samana. Dirham figures are those percentages applied to the published starting price of AED 3,396,667. Registration and other fees are not included.
The Samana Ocean Bay instalment schedule, line by line
Samana publishes 2 payment plans for Samana Ocean Bay. Each is shown as published, with every instalment and the charges listed alongside it.
Plan 1 of 2: Payment Plan 47/53
Published by Samana
| Stage | Instalment | Share | On AED 3,396,667 |
|---|---|---|---|
| On booking15% | Down Payment | 15% | AED 509,500 |
| DLD Feefee | 4% | AED 135,867 | |
| Admin Feefee | fixed | AED 4,200 | |
| During Construction32% | 1st Installment to 3rd Installment | 3 × 1% | AED 33,967 each |
| 4th Installment | 5% | AED 169,833 | |
| 5th Installment to 28th Installment | 24 × 1% | AED 33,967 each | |
| Post Handover | as published | 53% | AED 1,800,234 |
| Total of the plan | 100% | AED 3,396,667 | |
Lines marked fee (DLD Fee, Admin Fee) are charges the developer lists alongside the plan. They are paid on top of the price and are not part of the percentages above.
Plan 2 of 2: Payment plan
Published by Samana
| Stage | Instalment | Share | On AED 3,396,667 |
|---|---|---|---|
| On Booking20% | Down Payment | 20% | AED 679,333 |
| DLD Feefee | 4% | AED 135,867 | |
| Admin Feefee | fixed | AED 4,200 | |
| During Construction20% | 1st Installment to 2nd Installment | 2 × 10% | AED 339,667 each |
| On Handover | as published | 60% | AED 2,038,000 |
| Total of the plan | 100% | AED 3,396,667 | |
Lines marked fee (DLD Fee, Admin Fee) are charges the developer lists alongside the plan. They are paid on top of the price and are not part of the percentages above.
Instalments and charges as published by Samana; the dirham column applies each percentage to the published starting price of AED 3,396,667. Fixed charges are printed as published. Registration with the Land Department is shown separately below.
What each unit size pays at Samana Ocean Bay
The same plan, applied to the starting price Samana publishes for each size in the building.
| Unit | From | On booking (15%) | During Construction (32%) | Post Handover (53%) |
|---|---|---|---|---|
| 2 bedfrom 1,241 sq ft | AED 3,396,667 | AED 509,500 | AED 1,086,933 | AED 1,800,234 |
| 3 bedfrom 1,737 sq ft | AED 4,681,042 | AED 702,156 | AED 1,497,934 | AED 2,480,952 |
Starting price per size as published by Samana; each column is that size’s published starting price multiplied by the stage percentage above.
What it costs to register Samana Ocean Bay
The Dubai Land Department charges 4% of the purchase price to register the sale. It is paid to the Land Department, not to Samana and not to EZRE, and it sits outside the payment plan above. Administration, trustee and any developer charges are separate and are not shown here.
| Unit | From | Land Department 4% |
|---|---|---|
| 2 bed | AED 3,396,667 | AED 135,867 |
| 3 bed | AED 4,681,042 | AED 187,242 |
4% applied to each published starting price. The rate is the Dubai Land Department’s published registration fee and is not a figure from the register.
Everything else on Samana Ocean Bay
Samana Ocean Bay payment plan: questions buyers ask
- What is the payment plan for Samana Ocean Bay?
- Samana Ocean Bay by Samana is sold on a 15/32/53 plan: 15% on booking, 32% during construction, 53% post handover, as published by the developer.
- How much is the booking amount for Samana Ocean Bay?
- 15% of the price. On the cheapest unit at AED 3.4M that is AED 509,500.
- How much do I pay before I get the keys to Samana Ocean Bay?
- 100% of the price, the payment due on handover day included. On the cheapest unit at AED 3.4M that is AED 3.4M by handover in Q4 2028.
- Does Samana Ocean Bay have a post-handover payment plan?
- No. The published plan completes at handover in Q4 2028.
- What are the registration fees on Samana Ocean Bay?
- The Dubai Land Department charges 4% of the purchase price to register the sale. On the cheapest unit at AED 3.4M that is AED 135,867. It is paid to the Land Department, not to EZRE, and it sits outside the developer's payment plan. Administration, trustee and any developer charges are separate.
- When is the handover of Samana Ocean Bay?
- Samana publishes Q4 2028, which is 27 months from now.
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starting from
AED 3.4M
handover Q4 2028



